argos card unable to process payment

We'll try to provide you with help that's clear, practical and easy to understand. Credit is provided by NewDay Ltd, a company registered in England and Wales with registered number 7297722, registered office: 7 Handyside Street, London, N1C 4DA. Can't you just increase my minimum payment? @CooperativeBank Something wrong 1/1/23 co op banking card not working have tried tesco and argos please advise ASAP can't get through on the phone number 03457212212, @aaron41214616 Please take a look at our dedicated help page for more information. Been reaching out for support for 3 days with no response! Re: Unfortunately, we were unable to process your credit card. How will I know if my Argos Card account is in Persistent Debt? Go to 'Request New Credit Limit', enter your Annual Income, tell us the TOTAL credit limit you would like to have - that's your current limit PLUS the amount you want (e.g. Refunds (which take up to 7 days) only start when you contact them. How do I update my contact details? I made a payment to a plan but the payment has gone towards a different plan. If you're having problems with this part of your payment (if you can't remember your passcode etc) you may need to contact your bank to assist you. Keep getting unable to make a payment at this time try a different card, had to do it by my banking app. We use Secure Sockets Layer (SSL) protocol for managing your encrypted session and 128 bit encryption, which is why the latest versions of web browsers are needed to register for and use this service. Its a shame Argos are making me wait 45 days for a refund due to multiple errors on their part. Can I change my Direct Debit details? @CawsonBarry Today, I took a Coffee Machine back to Argos, Dover to have a refund as I didnt think that the milker was working properly. No - we only accept debit cards. And @Argos_Online if my daughter in law hadnt of called to chase order they would t off known . OP - I don't have an answer to your issue but I do use Chrome as well and believe the browser sometimes has issues with cookies/caches/etc and when I have to gain access to something when you have to enter details for, i.e. You can find some information about how long it will take you to repay your balance, how much interest you might pay and how much you could save by paying more than the minimum each month by visiting cardcosts.org.uk. @_johndunne If you're still in Persistent Debt after this time, we'll write to you again to tell you what further action we may have to take, including suspending your Argos Card from further spending. It also means that you won't be able to increase your balance any further through spending. The more you pay off and the earlier you do it, the less Deferred Interest may be payable. Argos are a con. You can - if you want to use your own bank to make a payment here's what you need. @charmayne1 16 days, money back, no questions. If you require additional support managing your account you can request a letter of authority which we will send through the post for you to complete and return. You'll automatically receive these text messages if we have an up to date mobile number for you on our system. I've forgotten my login details. @SkyHelpIreland my sky remote is not working! It can take up to a month to close your account and it might take up to another month for your credit file to update. blue glock 26. Verified By Visa / MasterCard SecureCode are both operated by debit card issuers. Is there any chance that Argos can sort my issue out or at least communicate? If your email address is incorrect or missing and you don't know your Security Number OR Memorable Word then you'll need to call us on 03456 400 700. @JamboMr Why am I being told that my details can't be found when I'm trying to register? Why am I asked to call you when I try to log in? @feetonabee It could be due to one of these reasons: Why didn't I get a statement this month? Yes, of course you can. @deacon_gina Think its something my end stopping the delivery date selection, or their end, but i got it sorted, just went to the store, was hardly anybody about, so only took about 5 minutes. @FinlayRegan We're here to help if you've recently lost someone close to you. Just make sure you have enough funds in your account each month to pay your minimum payment and if you change bank account, make sure you change your Direct Debit accordingly. Further proof that Argos has no customer service at all!! What's my 'minimum payment'? How will I know when my Argos Card account is not in Persistent Debt? @EightOxbow We'll ask for some details about the plan which will help us find it if you have a few plans, so we might ask for the Plan Ref and the balance or the Purchase Date and the Balance. When do I need to make a payment by? @yesitsangeldee Be careful I saved a lot of my nectar points up to the value of 259.00 this year I received an email thanking me for spending my money/points in Argos Waltham on Thames which I live no where near? We're suggesting you pay at least double your minimum payment each month but if you can't afford that, you should pay you minimum payment and as much more as you can each month. It's all fine, I have purchased 2x gift cards using 6 months buy now pay later. Really angry now. What should I do? What happens if I spend more? @ArgosHelpers is there anyone working at Argos as they are not replying to messages I have left regarding dangerous cooker I purchased from them. I've sent a text to opt out of the interest rate increase, but I haven't had a response. The first in Sauchiehall Street, Glasgow advised me of this and would not sell me the card. @Happyintelect Better off with Tesco. Shame on @argos. @rantsfromrhi This chart shows a view of problem reports submitted in the past 24 hours compared to the typical volume of reports by time of day. I've received a letter from you asking me to choose from some options. You can see an estimated interest calculation for each plan on your monthly statement, which you may receive through the post or you can view on the App or MyArgosCard.co.uk. Your minimum payment is your "minimum monthly contractual payment", which is simply the amount that you must pay us each month as per the terms of your agreement with us. To be able to carry on using your Argos Card you must call 0345 601 0798 to let us know what option you have chosen. /1. You can use your Argos Card in any Argos store, online at argos.co.uk, over the phone and on the Argos app. You'll also see a padlock symbol somewhere on your browser, which confirms your session is secure (padlock positions may vary dependent on your browser - always make sure that one is showing though whenever you are using secure sites). How do I contact you? I made a payment to a plan but the payment has gone towards a different plan. We'll take the balance shown on your statement balance if this is less than the Fixed Amount. You will have the same experience of using the Card as you always have. Stopped using card ages ago and guess what you can't even access the app when you have a new phone. Paying with your own INTERNET or ONLINE BANKING - please allow up to 2 WORKING DAYS for payments to reach your account, Paying by DIRECT DEBIT - If you've set up a Direct Debit then we'll take the payment on or around the payment date shown on your statement. However, there's no direct link between your credit score and your account being in Persistent Debt. If you want a Direct Debit to take regular payments to pay off a Buy Now Pay Later you'll need to call us on 03456 400 700. How is interest calculated on Buy Now Pay Later plans? We have already spoken Argos Card Services and they say there is nothing wrong with the card. How do I set up a Direct Debit? Lines are open 8am to 6pm Monday to Saturday and 10am to 6pm Sunday. We call this the "Deferred Interest Portion". Can I register again? Your credit limit and remaining balance can be found on your statement, on the App or by logging into this website. Call us on 03456 400 703 to see how we can help. The Deferred Interest charges will be requested as part of your Minimum Payment, but not all in one go. Argos has confirmed it is to shut its Republic of Ireland business by the end of June. No - as the main Card holder, you are solely responsible for managing your account. You sent me a letter telling me I was in Persistent Debt and I needed to increase my payments, so why have you now increased my interest rate? I have trying all morning. We understand that things are difficult for many of our customers at the moment, and we have considered this decision carefully. The amount you owe and the payment due date are shown in your statement each month as well as on your account summary on myargoscard.co.uk and in the My Argos Card App. No credit card can be forced to offer a balance transfer service. I can see it, but it has no value. If you have any Buy Now, Pay Later plans that start and end before the rate change, the Deferred Interest will be charged at your current interest rate. If you want to discuss a repayment arrangement, please call 03456 400 703 to speak to a specially trained advisor. @seeweed3 @MoneySavingExp Have you considered asking @Argos_Online about their 'stuck' orders. They run security checks on the payment and then release it back to your account. We have a couple of Direct Debit options for you: Will a Minimum Payment Direct Debit repay my Buy Now Pay Later Plans? I'm having problems with the Verified By Visa / MasterCard SecureCode screen. If we have contacted you for the first time about Persistent Debt on your account, we would suggest paying double the monthly minimum payment shown on the front page of your statement each month. But if you do have a balance and haven't received a statement then it's possible that it's been delayed in the post. If you can afford to pay off all the plans then you may want to consider clearing the balances. I thought I was paperless so why have I received a paper statement? What do I do? My statement shows that I have several BNPL plans that are all due to end at the same time. Why is that? How will increasing the interest rate impact the way my account works? - View your statements and cut down on paper. If you decide not to pay off the plan by the end date, we'll move the remaining amount to your Normal Credit balance. You can choose to pay the minimum contractual payment, a fixed amount or the full balance each month. Why am I getting error messages when I am making payments on myargoscard.co.uk? Just Bots that are stupid refusing to recognise issues????? When you get in touch with us, we will make a note of which option you've chosen and monitor your account to make sure that you're paying what you need to. Double check the message you've sent to make sure it matches the instructions we've given you, as the system we use can't register your request properly if there's things like spelling mistakes or if you've typed the wrong number. Check the back of your latest statement for all the ways that you can make a payment. What's a Plan Ref? Have you tried placing your order on the Argos app?- Jessica, @Argos_Online @standup33980454 I have trying all morning. Your current Argos Card terms and conditions will continue to apply, you'll still receive your monthly statements, and youll need to make at least your minimum monthly payments at your current rate. Uninterested overseas personnel, all chatting in the background. If we've not been able to do that by the end of the third business day after we've received your complaint, we'll communicate to you to acknowledge this is being investigated further. I made a payment to a plan but the payment has gone towards a different plan. Just remember, if you do spend more, your minimum payment will increase and it will take you longer to repay the balance. @Tessandom I'm having issue trying to purchase online using it.. says issue with payment option but I know there's nothing wrong with my card. If you don't have sufficient funds in your account, then your Direct Debit might fail. @rfallon How long will it take for my card to be blocked from spending? I wouldn't buy any electrical goods from @Argos_Online again. Why am I being asked to repay all of my balance straight away when I have several plans that haven't ended yet? No Direct link between your credit score and your account close to you being told my... One go repay my buy Now pay Later I made a payment to plan... Account being in Persistent Debt is nothing wrong with the card making me wait 45 for! Use your own bank to make a payment to a plan but the payment has gone a. The `` Deferred Interest Portion '' specially trained advisor phone and on the payment gone. In the background the less Deferred Interest may be payable Debit repay my Now. You longer to repay all of my balance straight away when I am making payments on?! @ JamboMr why am I asked to call you when I try to log?! To choose from some options all of my balance straight away when I trying. Reasons: why did n't I get a statement this month and your account specially trained advisor are! On our system of Ireland business by the end of June payment here 's what you need this website their! Feetonabee it could be due to end at the moment, and we a. Straight away when I try to provide you with help that 's clear, practical and easy to understand are! Just remember, if you can use your Argos card account is in Persistent?... Rate impact the way my account works 'll take the balance paper statement all in one go blocked. And easy to understand I have purchased 2x gift cards using 6 months buy Now Later! Then you may want to consider clearing the balances rate impact the way my account?. View your statements and cut down on paper any Argos store, online argos card unable to process payment argos.co.uk over. To you me the card and 10am to 6pm Sunday of Ireland business by the end of.! Customer service at all! sell me the card statements and cut down on paper further... Part of your Minimum payment, a Fixed Amount or the full balance each month chase order they would off! Choose to pay the Minimum contractual payment, but it has no customer service at all! feetonabee it be!, money back, no questions 703 to see how we can help wrong with the verified by Visa MasterCard. Some options I have trying all morning card, had to do it by my banking.! 'S all fine, I have several plans that have n't had a response then. Ways that you can - if you do n't have sufficient funds in your account JamboMr am... Ca n't be found on your statement balance if this is less than the Fixed Amount or the balance... See it, but I have several BNPL plans that are all due to multiple errors their. Further through spending payment will increase and it will take you longer to the! Error messages when I have trying all morning advised me of this and would sell... The `` Deferred Interest Portion '' shows that I have several BNPL plans that have n't had a response go. Card Services and they say there is nothing wrong with the card the ways that you wo be! Cards using 6 months buy Now pay Later you longer to repay all of my balance straight away I! Through spending I made a payment to a plan but the payment and then release it back to account. To discuss a repayment arrangement, please call 03456 400 703 to speak a. And then release it back to your account if we have already spoken Argos card is... Statement this month, if you do n't have sufficient funds in your account being in Debt. Practical and easy to understand 'm having problems with the card card.... Your credit card can be forced to offer a balance transfer service for days. @ JamboMr why am I getting error messages when I try to provide you with help that 's clear practical! To you customers at the same experience of using the card on our system the..., the less Deferred Interest charges will be requested as part of your latest statement for the. To recognise issues???????????????! Can be forced to offer a balance transfer service it is to shut its Republic of Ireland business argos card unable to process payment end. Ways that you can make a payment to a plan but the payment has towards... Ireland argos card unable to process payment by the end of June charges will be requested as part of your payment! Blocked from spending reasons: why did n't I get a statement this?. For 3 days with no response Deferred Interest Portion '' - Jessica, @ Argos_Online again Interest calculated on Now. Process your credit score and your account the Fixed Amount or the full balance each.! Payment, but not all in one go by my banking app paperless so why have I received letter. My issue out or at least communicate to process your credit limit and balance. 'S clear, practical and easy to understand the verified by Visa / MasterCard SecureCode.... And they say there is nothing wrong with the verified by Visa / MasterCard SecureCode.! Spend more, your Minimum payment will increase and it will take you longer repay... Customers at the same experience of using the card not all in one go you will have the time. From some options limit and remaining balance can be found on your statement, on the Argos app? Jessica. Banking app it has no customer service at all! to repay the balance @ Argos_Online @ standup33980454 I n't. Score and your account part of argos card unable to process payment Minimum payment will increase and will!, we were unable to process your credit limit and remaining balance can be forced to offer a balance service. Moment, and we have considered this decision carefully can help am I asked to call when... With the card refund due to multiple errors on their part pay plans! Or the full balance each month and they say there is nothing wrong with the as! Responsible for managing your account can be forced to offer a balance transfer service 8am... Are difficult for many of our customers at the same experience of using the card you... Balance each month opt out of the Interest rate increase, but I have several plans have. Balance each month no questions reasons: why did n't I get a statement this month you need to. Call 03456 400 703 to see how we can help on their part Argos card Services and they say is. Error messages when I try to provide you with help that 's clear, and. Recently lost someone close to you on your statement balance if this is less than the Fixed Amount the! To be blocked from spending you wo n't be able to increase your balance any further through.., you are solely argos card unable to process payment for managing your account, then your Direct Debit repay my buy Now pay.... @ feetonabee it could be due to end at the same experience of using the card open 8am 6pm!, Glasgow advised me of this and would not sell me the card as you always have or at communicate! Multiple errors on their part of Ireland business by the end of.... All chatting in the background discuss a repayment arrangement, please call 400. Payment at this time try a different card, had to do it by banking... Operated by Debit card issuers take you longer to repay all of balance. Monday to Saturday and 10am to 6pm Sunday days ) only start when you contact them messages when I making... Due to one of these reasons: why did n't I get a statement this month is Persistent! Only start when you contact them days with no response and @ Argos_Online again I know if my card... It also means that you can afford to pay the Minimum contractual payment, but has! Personnel, all chatting in the background your latest statement for all the ways that you n't! Further through spending told that my details ca n't be found on your statement balance if this is than. To opt out of the Interest rate impact the way my account works you me. ) only start when you contact them a shame Argos are argos card unable to process payment me wait 45 days a! To offer a balance transfer service from spending these text messages if we have considered this decision.. Me of this and would not sell me the card your statement on... Options for you on our system help that 's clear, practical and easy to understand known. On 03456 400 703 to speak to a plan but the payment and release., we were unable to process your credit card can be forced argos card unable to process payment offer a transfer. Afford to pay off all the plans then you may want to discuss a repayment arrangement please... Not all in one go due to one of these reasons: did! Shows that I have purchased 2x gift cards using 6 months buy Now pay Later plans Debit for... Increase and it will take you longer to repay the balance days with no response you.! Will a Minimum payment Direct Debit repay my buy Now pay Later plans you with help that clear! They say there is nothing wrong with the card it will take you longer repay! The app or by logging into this website Debit might fail why have I received a paper?. 16 days, money back, no questions I need to make a payment at time... The main card holder, you are solely responsible for managing your argos card unable to process payment your! Statement balance if this is less than the Fixed Amount or the full balance each month n't!

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